Over six million car accidents happen to the United States alone. No matter how much you focus on defensive driving, there’s no guarantee that you won’t get into a car accident.
If you’re put into this situation, there’s a chance that you’re feeling a mix of emotions. Your body is full of adrenaline, and you might be in a state of shock. That’s why it’s vital that you know how to react in these situations.
Luckily, there are specific steps that you need to take to ensure that all is well from your end. Here is a list of things that you should do:
Check if Anybody is Hurt
The most vital thing that you must do during a car accident is to check if there’s anyone hurt. Are there any complications and catastrophic injuries that might need immediate care?
Also, find out if you or any person involved in the accident has sustained an injury. See if it’s difficult for them to leave the vehicle.
Remember that while you can still restore or replace a vehicle, you can’t replace a life. So, the safety of everyone involved in the accident should be a top priority.
Go to a Safe Place
If the accident is minor, you must ensure that you move the vehicles out in traffic and to a safe place. If you can, park and turn off the engine, and switch on the hazard lights.
You can also use warning triangles, cones, and flares for extra safety precautions.
Call the Police
Always ensure that you call 911 immediately after the accident. A police report can serve as a valuable piece of evidence. Usually, it documents the events that transpired. Moreover, your insurance provider will also need it once you decide to file a claim.
When the police arrive, it’s always best to report a play-by-play of what happened. Detail everything that has occurred, and point out witnesses (if any) who have seen the crash. That way, you’re sure that there’s a fair reporting about the accident.
Be wary if the driver in the other vehicle doesn’t want to call the police. Also, they ignore your request to call the authorities. If the other driver attempts to drive away, take a photo of their license plate or write their plate number down.
Secure Images and Dash Cam Videos
For reporting purposes, you need to secure what happened during the accident. Take photos of the visible damages, the accident scene, and the vehicles involved. That way, you won’t interfere with police investigation as soon as they arrive in the scene.
Photographs will always say a thousand words. Circumstances and conditions of the crash can prove to be invaluable. It’s especially true when establishing a fault, or protecting yourself from a dispute.
Report the Incident
Usually, the police officer gets enough information from the parties involved. Then, they’ll come up with an official report of the crash. An accident report is vital because insurance companies use it to confirm or figure out who is at fault.
If you don’t have an accident report, then chances are, the will be the camp who is at fault can deny this.
Exchange Information with Concerned Parties
Usually, the police will get this given information for you. Still, you also have to take note of other essential things that are vital. For instance, names, addresses, vehicle color/ type/make, telephone numbers, and registration details. Aside from that, you also need to ask for their insurance information.
If you don’t feel comfortable talking to the other driver, you can wait it out up until the police arrive in the scene. An officer will get the necessary information. They will provide it for everyone in a traffic collision report.
Contact Your Insurance
After the accident, it’s always advisable that you notify your insurance company. You can then start your vehicle repair and process through them. Note that it depends on the type of insurance coverage you have. You can also let them know that they should expect the other party’s insurance will also contact them.
Nowadays, it’s becoming convenient to file a claim on major insurance companies’ websites. However, if you still prefer the traditional way, then you can call your insurance company.
Seek for Lawyer’s Advice
Finally, the most crucial steps that you need to take is to contact a professional attorney. According to Roozlaw.ca, a Personal Injury Lawyer in North York, “You need to know how to protect your rights. Also, make sure that valuable pieces of evidence in the crash are not destroyed.”
Most insurance companies will immediately need to take a statement after an accident. But you first need to seek out legal advice before providing an official statement.
A professional attorney will help you it on various issues. They’ll ensure that you’re compensated for your vehicle. Aside from that, they’ll see to it that you’re getting the best medical treatment available out there. A knowledgeable attorney will help you through claims and the entire lawsuit process.